feature: 消费服务完善

1.处理卡余为0消费0元出错的问题

ruoyi-server/ruoyi-server-consume/src/main/java/org/dromara/server/consume/business/CheckBusiness.java

@@ -471,7 +471,7 @@ public class CheckBusiness {
             }
         }
         // 如果扣费钱包总余额<消费金额,则不允许消费
-        if (consumeMoney.compareTo(totalBalance) >= 0) {
+        if (consumeMoney.compareTo(totalBalance) > 0) {
             return R.fail(new ErrorInfo(400, ApiErrorTypeConstants.CONSUME_CHECK_FAIL, "钱包余额不足",
                                         MessageFormat.format("余额不足,余额[{0}],消费金额[{1}]", totalBalance, consumeMoney)));
         }